Startup business idea that can be billion dollar enterprise

Well, in a world full of competition.... creating something extraordinary .... becoming rich....

i cant code to create an ios app but i have a idea and its worth saving on my note site...

i havent got the name for it yet but...

we will create an individual account for every resgistered users.... just like fb account but this one will store money details...

anyone can create account and start saving money online.... for now just connect bank account and transfer money but when it becomes multi-million dollar enterprise we can create our own atm to directly store and withdrawl money.....

the good thing here is you get more interets on your fix deposit savings.... you can have to accounts and put one in savings and another the frequent useage....

people can also lend money with a lesser loan too....

now the loan money pays of the profit and goes to investors that deposit the money in fixed deposit....

imagine i have a friend who is a coder and i start this from the garage of the place i rent ...
would be fun....

at first stage it will be dependent to direct bank access but after grows big enough it will have its own infrastructures and no banks needed....

make this app go worldwide then no international transfer fee rather you can windraw money anywhere even from the bank.... but withdraw from bank will charge a bank fee of that windrawl country's policy.....

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starting phase...

allow direct debit every week from combank to this app's fixed deposit for 10 yrs or anything u want it will be so flexible plus you will be getting more interest debited to your account every week instead of month. you can choose the interested money to be your weekly expenses money but the fixed deposit will stay the same.... you wont need travel cheque.....

i just read medicinal cannabis.... when can i get rid of injection and get to use medicinal cannabis.....
it will make me so calm and relaxed.....


i got another idea....

why should people invest with us while there are 10s of other established banks???

well, we can start giving you points later for depositing certain amount and it can be redeemed with our partner companies. for example deposit 50,000 dollars for 2 years and you get 200$ shopping at woolworths for free every week... for 2 years....

and we will give woolworths some profit we make.... in this case the customer benifits, third party benifits and our company will have large cash storage for years on hold ... which can be invested in further partership and benifits for customers.....

this is just an idea that can change the life of aussie people.....

i know you will say i talk too much and no action ....

but i told you sponsor me to learn these stuff of how to code and stuff and i will give u the app....

they just taught us the basic C++ and java.... nothing like hardcore ios dev.....


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